Found 37 results for "upi"
India Stack is brilliant engineering. It's also the most extensive personal data infrastructure any democracy has ever built. Holding both of those thoughts at once is where the interesting conversation starts.
Someone asked me last week: 'Can a virus actually steal money from my phone?' The short answer is yes. Banking trojans designed specifically for Indian UPI and banking apps are more common than most people realise.
So you searched for running shoes once, and now every app on your phone is showing you sneaker ads. That's not coincidence. Here's the machinery behind digital ad tracking in India, and whether you can actually escape it.
Eighty-three percent of Indians reuse the same password across multiple accounts. Here are real-world methods for building strong, memorable passwords without losing your mind.
So I turned off location services on my phone for a week to see what would happen. The answer: a lot more than I expected. Here's a casual deep dive into how your phone tracks you and what you can realistically do about it.
We've been talking about women's online safety in India for years, and the numbers keep getting worse. This Women's Day, here's a warm but honest guide to the threats, the tools, and the complicated reality of being a woman online in this country.
India shut down the internet over 80 times in 2025. The economic damage crossed Rs 4,000 crore. And the government keeps calling these measures 'proportionate.' A skeptical look at where things stand in early 2026.
India's cyber insurance market wants you to believe it's mature. It's not. Here's a dry-eyed look at what these policies actually cover, what they exclude, and why you'll probably still need one anyway.
A friend got spam-bombed after one IRCTC booking. Here's what happened, what these portals actually collect, and the casual fixes that keep your data from leaking everywhere.
February 2026 was a busy month for privacy in India — a fintech breach exposed 2.3 million records, the Data Protection Board got its full bench, and UPI fraud numbers got worse. Here's what happened.
Google Drive encrypts your files, sure — but Google holds the keys. That's not privacy, that's a filing cabinet where someone else has a copy of the combination. Here's what actually works.
India isn't ready for deepfakes. Not the government, not the platforms, and definitely not the average WhatsApp user. Here's how bad it's gotten and what you can realistically do about a problem nobody's solving fast enough.
Ever wonder how much your Android phone tells Google about you before you've even opened an app? Probably more than you'd be comfortable with. Here's how to set up your phone so it stops oversharing.
Indian e-commerce platforms promise personalized shopping while quietly building profiles that would make a private investigator jealous. Here's a flat look at what Flipkart, Amazon India, Meesho, and others actually collect — and what they do with it.
A colleague lost Rs 4.7 lakh to a single phishing email that looked exactly like an SBI alert. Here's how to spot the fakes, lock down your inbox, and make sure you're not the next easy target.
Most people assume AI in India is still experimental, mostly chatbots and Netflix suggestions. They're wrong. Indian companies are already using machine learning to decide your loan eligibility, set the prices you see online, and scan your face in public. Here's what that means for your data.
You probably spent 70,000 rupees or more on that iPhone. Yet most Indian users haven't touched half the privacy settings buried inside iOS. Here's a no-nonsense walkthrough of every toggle that matters, from App Tracking Transparency to Lockdown Mode.
A single tap on a fake payment link cost a Chennai shopkeeper his entire month's earnings. UPI phishing scams are bleeding Indian wallets dry through bogus SMS blasts, spoofed Google Ads, and WhatsApp traps. Here's how to spot them before your money vanishes.
Only 38% of Indian internet users could identify a phishing email in a recent nationwide survey. On Safer Internet Day 2026, that number should trouble us all -- and it should also tell us exactly where to start.
A Pune man lost Rs 16 lakh in 47 minutes. His phone just stopped working. That's how SIM swap fraud begins -- silent, fast, and devastating. Here's what happened, and what you should know before it happens to you.
So you found a deal on Flipkart that seems too good. Or someone on Instagram is selling branded shoes at 80% off. Before you punch in your UPI PIN, let's talk about how to shop online without getting scammed -- because the tricks are getting really clever.
Most online banking security advice is useless. Here's what actually happens when Indian bank customers get defrauded, what the attacks really look like, and the specific steps that would have prevented each one. Including the RBI rule that could save you lakhs if you act within 3 days.
Have you ever wondered what Google actually knows about you? Your Android phone tracks locations, records voice queries, logs every search, and builds an advertising profile — all with settings turned on by default. Here's how to claw back some of that privacy without throwing your phone out the window.
India's data localization story has taken more turns than most people realize. From early drafts that demanded strict local storage to the DPDP Act's more flexible approach, here's what actually changed and why it matters for your data.
That six-digit code your bank texts you? It travels through a telecom system built in the 1970s. SIM swaps, SS7 holes, and plain old trickery make SMS OTP a shaky second factor -- here is what actually works better.
You ported out of Airtel two years ago, but they've still got your Aadhaar scan, your call logs, and a record of every cell tower you pinged. Here's what actually happened when I tried to get Indian telecoms to delete my data.
So you think Gmail's free because Google is generous? That inbox gets scanned, profiled, and monetized. Here's what actually changes when you move to encrypted email -- and how to do it without losing your mind.
I deleted my Flipkart app for a month. When I reinstalled it, the app already knew what I'd been browsing on Myntra. Here's the uncomfortable truth about how Indian tech companies follow you across the internet.
Most password advice floating around Indian tech circles is recycled nonsense. Here's what actually works when you've got 80+ accounts, UPI apps, and Aadhaar-linked services to protect -- tested and priced for India.
Someone you love could be sitting on a video call right now, shaking, convinced they're about to go to jail. Digital arrest scams have torn through India, and the people running them are disturbingly good at what they do.
My daughter's tablet knew her school name, her best friend's birthday, and which park we visit on Sundays. She's seven. Here's what I've learned about keeping kids' data safe in India -- and what most parents still don't know.
A friend's bank leaked her Aadhaar details to a marketing firm. She didn't know where to complain. Turns out, India actually gives you real options -- from Grievance Officers to the Data Protection Board to consumer courts. Here's what I learned helping her fight back.
Fourteen billion UPI transactions a month and people are still entering their PIN to 'receive' money. Here's what nobody bothers to explain about collect request scams, fake helplines, QR code tricks, and SIM swaps — plus what actually works when you've already been hit.
Ever wonder why your uncle's WhatsApp profile photo ended up on a scam account asking his friends for money? Half a billion Indians use this app daily, and I'd bet most haven't touched a single privacy setting.
Everyone tells you to check if your data's been leaked. I ignored that advice for three years -- until a loan showed up on my CIBIL report that I never applied for, traced back to a telecom breach I could've caught in five minutes.
So I was chatting with a friend about why his Aadhaar got misused, and it hit me -- most of us in India still don't get why our data matters until something goes wrong.
India's DPDP Act took over six years and four drafts to become law — here's what it actually says, who it hits hardest, and why most people I've talked to still don't know their rights under it.
