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A single tap on a fake payment link cost a Chennai shopkeeper his entire month's earnings. UPI phishing scams are bleeding Indian wallets dry through bogus SMS blasts, spoofed Google Ads, and WhatsApp traps. Here's how to spot them before your money vanishes.

Fourteen billion UPI transactions a month and people are still entering their PIN to 'receive' money. Here's what nobody bothers to explain about collect request scams, fake helplines, QR code tricks, and SIM swaps — plus what actually works when you've already been hit.